August 10, 2026
What Surplus Funds Are and Who They Belong To in Florida
Your equity is still yours. It changed from a number on an appraisal into real money waiting for you to claim it.
By Ana Larrubia, c/o Abraham and Associates Asset Recovery Services
Updated 2026-08-11
NOTICE (EU AI Act, Art. 50): The visuals and voice in this video were generated with artificial intelligence. No footage of an actual person was recorded. By Ana Larrubia, c/o Abraham and Associates Asset Recovery Services. Reviewed for accuracy; sources are linked below.
Your Equity Is Still Yours
When a Florida property sells at a foreclosure or a tax deed auction, it often sells for more than the owner owed on it. That extra money is called surplus, and it belongs to the former owner. That is you. Your equity is still yours.
It changed from a number on an appraisal into real money, credited to an account, waiting for you to ask for it.
Your Money Is Invested While It Waits
While it waits, Florida law requires that money to be invested. Our FLGIT article explains where the interest goes. And if it is never claimed, custody transfers to the State, where it keeps earning for the system, not for you.
FLGIT and Your Equity: Where Does the Interest Go While Florida Holds Your Surplus Funds?
In 2023 the Supreme Court affirmed it: keeping more than what was owed is a taking under the Fifth Amendment.
Why Most Former Owners Never Claim It
Most former owners never see the notice that explains this. So millions sit invested, year after year, earning for everyone except the families they belong to.
Sometimes the owner has passed away, and the family did not believe it or did not understand it, so the money stayed put. Or the paperwork asked questions the family did not know how to answer.
The Abraham Recovery Method
That is our work. The Abraham Recovery Method is three steps. We verify what is owed to you. We file through a licensed Florida attorney. We deliver the funds.
We are on Brickell Avenue in Miami. A real person answers the phone. Se habla Español.
The first conversation is free. We set aside fifteen minutes so every one of your questions gets answered to your satisfaction. Find out what is waiting for you, so you can decide the best way forward.
Call (305) 307-1634Prefer to talk? Call or text (305) 307-1634